Financial Intelligence for Utility Investors

The Edge in Utility Investment Analysis

How PAMELAi™ gives investment analysts and PE platforms a decisive advantage in utility screening, acquisition diligence, and capital plan monitoring.

For Investment Analysts & PE Platforms
Confidential
ymolner@yahoo.com

Utility Analysis Has a Data Infrastructure Problem

💸
Per-Seat Pricing
S&P Global RRA costs $12–25K per seat. No water utility data. No capital program detail. No modeling tools.
🔍
Screening Is Manual
Identifying acquisition targets or monitoring 197 utilities for ROE gap, regulatory lag, and capex intensity requires weeks of manual work.
📉
Regulatory Lag Is Invisible
The gap between earned and authorized ROE — the single most important metric for utility earnings quality — isn't tracked anywhere in one place.

One Platform Replaces Three Data Subscriptions

What exists today
  • S&P RRA — data, no tools, no water utilities
  • Synario — modeling shell, no data
  • EDGAR — raw filings, no normalization
  • No single view of regulatory lag across 197 utilities
PAMELAi™
  • 197 utilities — Electric, Gas, and Water in one license
  • Earned vs. authorized ROE gap for every utility, live
  • 5-year capital plans with category-level detail
  • Rate case history with full docket tracking

The Full Investment Intelligence Stack

📊
Financial Intelligence
Earned vs. authorized ROE, FFO/debt, debt/cap — all 197 utilities, live EDGAR refresh
🏗️
Capital Budget Intelligence
5-year capex plans with transmission, grid modernization, EV infrastructure breakdown
📈
Market Intelligence
Real-time stock prices, P/E, dividend yield, 52-week range — fully integrated with financial data
⚖️
Regulatory Intelligence
Rate case outcomes, commission patterns, authorized ROE history — 176+ normalized decisions

The ROE Gap Screen — Every Utility, Live

197
Utilities tracked
3
Sectors: E · G · W
Live
EDGAR data refresh
Utility
S
Earned ROE
Auth. ROE
Gap
Status
NextEra Energy
E
11.8%
10.6%
+1.2%
Over
American Water Works
W
10.9%
10.0%
+0.9%
Over
Southern Company
E
10.1%
10.3%
−0.2%
Near
Duke Energy
E
9.2%
9.5%
−0.3%
Under
Pacific Gas & Electric
E
7.9%
10.2%
−2.3%
Under
Investor Use Case 1

Acquisition Screening — 197 Utilities, One View

1
Screen by ROE Gap
Identify utilities with significant earned-vs-authorized gap — early signal of recovery potential
2
Review Capital Intensity
5-year capex plans reveal rate base growth trajectory and regulatory support for capital recovery
3
3
Assess Commission Climate
Historical authorization patterns — grant rates, haircuts, processing times — by jurisdiction
4
Build Investment Case
Rate base projections, WACC modeling, and scenario engine in one platform
"PAMELAi let us screen all 197 utilities for ROE gap and capex intensity in under an hour. What used to take three analysts a week."
Investor Use Case 2

5-Year Capital Plans — Category-Level Detail

⚡ Electric IOUs
$84.2B
Annual capex · 60 utilities
🔥 Gas IOUs
$28.1B
Annual capex · 56 utilities
💧 Water Utilities
$12.4B
Annual capex · 81 utilities
Category
2022
2023
2024
2025
2026
Transmission & Distribution
$2.1B
$2.4B
$2.7B
$3.1B
$3.6B
Grid Modernization
$0.8B
$1.0B
$1.3B
$1.6B
$2.0B
Asset Replacement
$1.2B
$1.3B
$1.4B
$1.5B
$1.5B
EV Infrastructure
$0.1B
$0.2B
$0.3B
$0.5B
$0.7B
Investor Use Case 3

Regulatory Lag — The Hidden Earnings Risk

Without PAMELAi™
  • ROE gap calculated manually from 10-K filings
  • Commission authorization data buried in PDF orders
  • No system-level view of regulatory lag across portfolio
  • Rate case outcomes tracked on spreadsheets, if at all
VS
With PAMELAi™
  • Live earned vs. authorized ROE gap for all 197 utilities
  • Commission-level authorization patterns — 10-year history
  • Rate case docket tracking — filed, pending, settled, approved
  • Portfolio-level regulatory lag dashboard in one view
PAMELAi™ surfaces historical regulatory outcomes — it does not generate earnings or cash-flow forecasts.

Join the Beta

No Commitment Required

Analyst
$25K/year
  • 1–3 users
  • Financial Intelligence
  • Capital Budget data
  • Market Intelligence
Platform Standard
Professional
$50K/year
  • 1–10 users
  • All 3 sectors (E, G, W)
  • Rate Case + Regulatory Intelligence
  • Full API access
  • Priority support
Enterprise
$100K+/year
  • Unlimited users
  • Custom data integrations
  • Dedicated account manager
  • White-glove onboarding
■ FREE DURING BETA|Request access at ymolner@yahoo.com

All tiers available free during beta. Pricing takes effect at general availability.

Ready to See Every Utility's Regulatory Story?

PAMELAi™ is in beta now. Investment platforms receive complimentary onboarding and full data access across all 197 utilities.

Step 1
Request Access
Platform access for your full team, free during beta. No credit card required.
→ ymolner@yahoo.com
Step 2
Schedule a Demo
30-minute walkthrough of ROE gap screening, capex monitoring, and regulatory intelligence.
→ ymolner@yahoo.com
Step 3
Review the Platform Guide
Data sources, coverage universe, and intelligence methodology documented in full.
→ pamelai.com/guide

© 2026 PAMELAi™ · Regulatory intelligence — not forecasting · ymolner@yahoo.com

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