PAMELAi™

The Intelligence Layer for Utility CFOs & Regulatory Affairs

How PAMELAi™ powers board-ready peer benchmarking, capital scenario modeling, and regulatory strategy — without the spreadsheet grind.

For CFOs & Regulatory Affairs

Confidential

ymolner@yahoo.com

Your Finance Team Is Drowning in Data Assembly

📋

Board Prep is Manual

Compiling peer benchmarks for board presentations means days of manual work pulling EDGAR data across dozens of utilities.

📉

Regulatory Lag Unquantified

The gap between your earned and authorized ROE is tracked inconsistently — if at all — against peer commissions and competitor utilities.

🧮

Scenario Modeling in Excel

Capital allocation scenarios are built in spreadsheets with no regulatory context — disconnected from commission precedent and rate base projections.

Board-Safe Views With Full Analyst Depth Underneath

The current reality

Peer benchmarks rebuilt in Excel for every board cycle
Commission comparisons based on stale, manually-assembled data
Scenario outputs reviewed without regulatory validation
No single view of regulatory lag vs. peers

PAMELAi™

197 utilities pre-loaded — peer benchmarks in seconds
Live earned vs. authorized ROE gap across all peers
Bear / Base / Bull scenarios with rate base projections
176+ commission decisions embedded as regulatory context

Built for the Utility Finance & Regulatory Function

📊

Peer Benchmarking

Earned vs. authorized ROE, FFO/debt, debt/cap — all 197 utilities, live EDGAR refresh, board-exportable

📐

Rate Base Builder

WACC + revenue requirement modeling with verified capital structure inputs — no manual data entry

📈

Scenario Engine

Bear / Base / Bull capital scenarios — revenue requirement and rate base impact side by side

⚖️

Regulatory Intelligence

Commission climate scores, ROE authorization history, settlement vs. litigated rates by jurisdiction

Scenario Engine — Bear, Base & Bull in One View

3

Scenarios run simultaneously

Real-time

Revenue requirement output

Board-ready

Export in one click

🐻 Bear

8.75%

WACC: 7.1% · Equity: 49%

Rev. Req: $1.96M

⚖️ Base
9.75%
WACC: 7.8% · Equity: 52%
Rev. Req: $2.11M

🐂 Bull

10.75%

WACC: 8.6% · Equity: 55%

Rev. Req: $2.29M

"We put three rate base scenarios in front of the board with regulatory precedent sourcing behind every assumption — for the first time ever."

CFO Use Case 1

Board Presentations — Peer-Ready in Minutes

1

Select Peer Group

Filter 197 utilities by sector, state, size, and holding company — instantly

2

Pull Live Benchmarks

Earned ROE, authorized ROE, FFO/debt, debt/cap — all refreshed from EDGAR

3

Add Commission Context

Layer in peer commission authorization rates and climate scores for board narrative

4

Export & Present

CSV export or formatted benchmarking PDF — board-safe, analyst-deep

"What our IR team used to spend three days building before every board meeting now takes one analyst thirty minutes."

CFO Use Case 2

Live Peer Benchmark Table — All 197 Utilities

NextEra Energy

Electric · FL

Earned ROE11.8%

Auth. ROE10.6%

FFO/Debt22.3%

Debt/Cap47.8%

American Water Works

Water · NJ

Earned ROE10.9%

Auth. ROE10.0%

FFO/Debt15.2%

Debt/Cap59.3%

Duke Energy

Electric · NC

Earned ROE9.2%

Auth. ROE9.5%

FFO/Debt17.4%

Debt/Cap52.1%

Pacific Gas & Electric

Electric · CA

Earned ROE7.9%

Auth. ROE10.2%

FFO/Debt12.8%

Debt/Cap63.5%

Full peer table for all 197 utilities · Sortable by any metric · CSV export · Live EDGAR data

CFO Use Case 3

Regulatory Lag — Quantified Against Peers

Without PAMELAi™

Regulatory lag calculated manually from 10-Ks each quarter
Peer comparison requires reading individual commission orders
No visibility into peer utilities' commission authorization trends
Rate case strategy built without historical commission context

VS

With PAMELAi™

Live earned vs. authorized ROE gap — every peer, every quarter
Commission climate scores rank authorization favorability
Historical grant rates, haircuts, and settlement propensity by commission
Rate case strategy backed by 176+ normalized precedent decisions

PAMELAi™ surfaces historical regulatory outcomes — it does not produce predictive models, probability estimates, or investment guidance. Every output is labeled fact, derived, or interpretive, and stale data is refused (not silently served).

Join the Beta

No Commitment Required

Analyst

$25K/year

1–3 users
Peer benchmarking
Market & financial data
CSV export

Executive Standard

Professional

$50K/year

1–10 users
Rate Base Builder & Scenario Engine
Regulatory Intelligence
Full API access
Priority support

Enterprise

$100K+/year

Unlimited users
Custom SSO integrations
Dedicated account manager
Board-ready reporting templates

All tiers available free during beta. Pricing takes effect at general availability.

PAMELAi™

Ready to Put Peer Intelligence on the Board Table?

PAMELAi™ is in beta now. Utility CFO and regulatory affairs teams receive complimentary onboarding and full platform access.

Step 1

Request Access

Set up your team's beta account. No credit card or legal commitment required.

→ ymolner@yahoo.com

Step 2

Schedule a Demo

30-minute walkthrough of peer benchmarking, scenario engine, and regulatory intelligence.

→ ymolner@yahoo.com

Step 3

Read the Platform Guide

Full methodology, data sources, and coverage scope documented for your team.

→ pamelai.com/guide